![]() ![]() One to look out for is the currency exchange fee TD Bank adds, and which banks often tag onto the exchange rate used for international wire payments. You’ll notice above that there are a couple of potential additional fees when sending money with TD Bank. Wise uses bank-level security to keep your money safe, and is already helping millions of people worldwide cut their international payment and currency exchange costs. USD50 + SWIFT fees + exchange rate markup Mid-market rate + TD currency exchange fee Let’s take a look at a cost example: Sending USD1,000 to the UK: Provider Not only is the overall cost is lower than using many traditional banks - you’ll also be able to get your money on its way online or using your mobile device, with no need to stand in line at your local bank branch. Wise international payments use the mid-market exchange rate with no markups and no hidden fees. You could choose an online provider like Wise for a more convenient, cheaper service. If you need to make a payment overseas, sending directly from your bank isn’t the only option. Wise: A quick and transparent alternative Check your account terms for more details - and read on for more about SWIFT fees and exchange rate markups. However, even with this perk you might find you pay SWIFT fees, or a TD Bank currency exchange rate fee if you’re sending a payment overseas. ![]() If you have a TD Beyond Checking or TD Private Tiered Checking account you may also benefit from a fixed number of free outgoing wire transfers per billing cycle. Incoming wire charges are waived for the following account types: USD50 + potential SWIFT charges + TD Bank currency exchange rate fee if sent in a foreign currency Incoming wire - either international or domestic Here are the standard TD Bank wire transfer fees: Wire type The fees you pay for a wire transfer with TD Bank will depend on the account you hold, and the type of transaction you want to make. Send money with Wise TD Bank wire transfer fee
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